Cancer Insurance vs. Hospital Indemnity Insurance

Protecting your health is important, but so is protecting your finances. Two types of supplemental coverage can help: Cancer Insurance and Hospital Indemnity Insurance.

Cancer Insurance

Designed to help with the high costs associated with a cancer diagnosis. Even with Medicare, you may face deductibles, copays, travel expenses, or home care costs.

Why consider it?

  • Lump-sum cash benefit paid directly to you

  • Use funds for anything you need – treatment, travel, bills, etc.

  • Peace of mind during a challenging time

Hospital Indemnity Insurance

Pays a set amount for each day you’re hospitalized. This helps cover gaps in Medicare or Medicare Advantage plans.

Why consider it?

  • Offsets inpatient hospital and skilled nursing copays

  • Works well with Medicare Advantage plans

  • Cash benefit is yours to use however you choose

Which is right for you?

  • If cancer runs in your family or you're concerned about costs, consider Cancer Insurance

  • If you're on a plan with high daily copays, Hospital Indemnity can fill in the gaps

  • Want broad protection? Having both offers stronger peace of mind

Let’s talk about what coverage best fits your needs.

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