Healthcare coverage is changing fast. Many 2026 plans now come with higher deductibles, narrower provider networks, and more out-of-pocket risk, even when premiums look affordable. Read on for key trends, practical tips, and ways to better prepare before unexpected medical costs arise.

Did you know you can enroll in an individual health insurance plan online through HealthSherpa? It's a simple way to compare plans, estimate your Affordable Care Act (ACA) savings, and find coverage that fits your needs and budget—all in one place.